RMR Innovations LLC ("we," "us," or "our") operates howbadismydebt.com and the Debt Compass brand. This policy explains what information we collect when you join our waitlist, how we use it, and your rights regarding that information.
When you submit your email address on our waitlist, we collect:
We do not collect your name, financial data, credit information, or any payment details at this stage.
We do not sell, rent, or share your email address with third parties for marketing purposes.
Waitlist data is stored securely in Supabase, a hosted database platform with row-level security enabled. Only authorized personnel can access your record. Email delivery is handled by Resend, a transactional email provider.
By joining the waitlist, you agree to receive:
You can unsubscribe at any time using the link in any email we send. Unsubscribing marks your record as inactive — we do not delete your data immediately, but we will stop emailing you.
We retain waitlist records for the duration of the pre-launch period. If you unsubscribe, your record is marked inactive and you will no longer receive emails. You may request full deletion of your record by emailing ruben.rosado@rmrinnovations.com.
You have the right to:
To exercise any of these rights, email ruben.rosado@rmrinnovations.com.
We use Google Analytics (GA4) to understand aggregate traffic patterns. GA4 may set cookies and collect anonymized usage data. You can opt out using the Google Analytics opt-out browser add-on. We do not use advertising cookies or retargeting pixels at this time.
This service is not directed at children under 13. We do not knowingly collect data from anyone under 13.
We may update this policy as the product evolves. Material changes will be communicated by email to verified waitlist members. The "last updated" date at the top of this page will always reflect the most recent version.
Questions about this policy? Email ruben.rosado@rmrinnovations.com.